Banking Intelligence Platform

Turn member data into deposits, loans, and loyalty.

BIP gives credit unions and community banks AI-powered member intelligence, engagement tools, and a natural language agent — all in one platform. Predictive, prescriptive, and protective, built to maximize the engagement and value of every member.

BIP is different

Three capabilities that transform how you serve members.

Predictive

Know what's coming

Before it happens

  • Churn prediction with 11 ML models
  • Product propensity scoring
  • Customer lifetime value forecasting
  • SHAP-based explanations
Prescriptive

Know what to do next

Exactly, not approximately

  • Next Best Action recommendations
  • One-click campaign creation
  • Natural language copilot
  • Automated workflows
Protective

Never miss a moment

Critical signals, surfaced early

  • Product maturity alerts
  • Portfolio trend monitoring
  • Retention opportunity detection
  • Risk flagging and escalation
Three ways to use BIP

Each piece works together, and each is powerful on its own.

The Dashboard — your command center

A web app your team logs into. See member lists, ML scores, alerts, campaigns, and trends. Search and filter thousands of members instantly.

The Chrome Plugin — intelligence inside your core

A sidebar that pops up inside the banking software your team already uses. No app-switching. BIP's insights appear right next to the member's account.

BIP Agent — ask anything, get answers

A chat interface in plain English. "Who's at risk of leaving?" "Show me auto loan candidates." BIP answers with data, not guesses.

Business banking intelligence

What legacy tools show you, versus what BIP gives your staff.

Typical processor-provided tools
  • Card sales trends & customer demographics
  • Rearview mirror: shows what already happened
  • Requires a specific payment processor
  • No predictive intelligence or copilot
What BIP gives your staff
  • Full financial health, credit risk, behavioral signals
  • Predictive: cash flow forecasting, churn, propensity
  • Works with any core system
  • Natural language copilot for loan officers & RMs
Pricing

Simple, per-account pricing.

ProductPrice / account / mo5,000 accounts10,000 accounts30,000 accounts100,000 accounts
BIP Core & Consumer, Business & Transactions$0.67$3,350$6,700$20,100$67,000
BIP Rewards$0.67$3,350$6,700$20,100$67,000

Regardless of the number of products selected, the BIP minimum charge is $4,000 per month.

The roadmap

What's shipping next.

Available now

BIP Core, Consumer & Business

  • Member 360
  • BIP Agent
  • Campaign engine
  • Merchant categorization
Q4 2026

BIP Risk & Anomaly

  • Behavior analytics
  • Velocity detection
  • Income disruption
  • Reward fraud
Q4 2026

BIP Mortgage

  • Mortgage propensity models
  • Rate watch & refinance alerts
  • Pipeline intelligence
  • Compliance automation
Early 2027

BIP Family Office

  • Details coming soon

Ready to see BIP in action?

Schedule a demo to see how BIP can help your institution predict churn, increase cross-sell, and empower your staff with AI.

Talk to our team
Tell us a bit about your organization and we'll follow up to set up a live demo or answer your questions directly.