Skip to main content
Digerati AI
  • FOR CREDIT UNIONS & COMMUNITY BANKS

    AI-powered intelligence built for 
    ​community FIs

    Schedule a personalized demo to see how BIP can transform member intelligence at your i stitution.can transform member intelligence at your institution.



    Schedule a demo
    Watch Overview

The challenges you face every day

Community financial institutions have unique strengths — 

but often lack the tools to compete on experience.

Data sits in silos

Member information is scattered across your core, card processor, and digital banking — making it impossible to see the complete picture.

Insights come too late

By the time you notice a member is disengaged, they've already moved their deposits to a competitor or stopped using their card.

Campaigns are guesswork

Without predictive intelligence, marketing campaigns are broad and untargeted — wasting budget and annoying members who aren't interested.

One platform that 
​changes everything

BIP connects to your existing systems and transforms scattered data into unified member intelligence — with ML scores, engagement tools, and natural language access for your entire team.

👤

BIP Member 360

Unified profiles with churn risk, lifetime value, and product propensity scores for every member.

📈

BIP Member Engagement

Launch targeted campaigns, personalized outreach, and rewards programs that drive behavior.

💬

BIP Agent

Ask anything in plain English and get instant answers — no SQL or report building required.

Retention & Churn Prevention

Identify members at risk of leaving before it's too late. BIP scores every member for churn risk and surfaces early warning signals so your team can intervene.

Ask the BIP Agent
"Show me VIP members with declining engagement over the last 90 days"

Cross-sell & Wallet Share

Know which members are ready for their next product. BIP's propensity models identify the right offer for the right member at the right time.

Ask the BIP Agent
"Which checking-only members are ready for an auto loan?"

Campaign Targeting

Stop blasting your entire member base. BIP lets you build laser-targeted segments based on behavior, risk, and propensity — then launch campaigns in seconds.

Ask the BIP Agent
"Create a retention campaign for high-value members at churn risk"

Branch & Call Center

Give frontline staff instant access to member intelligence. When a member calls or walks in, your team sees risk scores, propensities, and recommended actions.

Ask the BIP Agent
"What should I know about this member before our call?"

The numbers that matter

BIP delivers measurable impact on the metrics you care about most.


11
ML models per member
5×
Faster time-to-insight
34%
Avg. campaign lift
Days
Not months to deploy

Works with your existing stack

BIP connects to your core, card processor, and digital banking platform. No rip-and-replace — just plug in and start getting intelligence.

  • Pre-built connectors for major core systems
  • Card processor integration (Visa, Mastercard, FIS, Fiserv)
  • Digital banking and mobile app data
  • Secure, on-premise deployment option
  • SOC 2 Type II compliant

Ready to see BIP in action ?

Schedule a personalized demo to see how BIP can 

transform member intelligence at your institution.

Schedule a demo
Contact sales